Case Portfolio

Real analyses of lending structures and refinancing solutions

Refinancing 2024
Commercial Debt Optimization

A distribution company with debts of 450,000 RON reduced annual costs by 22% through loan consolidation and rate renegotiation.

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Audit 2024
Repayment Capacity Assessment

A tech startup secured a favorable credit line after a detailed audit of cash flows and operational risks.

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Consulting 2023
SME Credit Restructuring

A manufacturing firm reduced financial pressure by combining three expensive loans into a single fixed-rate loan.

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Loan Cost Assessment

Learn how to calculate effective interest rates and hidden fees before signing any credit agreement.

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Refinancing Strategies

Discover optimal methods for refinancing commercial debt to reduce pressure on cash flow.

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Repayment Capacity Audit

Learn how to analyze income and expenses to establish a realistic loan repayment capacity.

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Commercial Debt Management

Practical tips for prioritizing payments and negotiating terms with suppliers for better liquidity.

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Interest Calculation Table

Access a simple spreadsheet model to estimate the total costs of short-term loans.

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Essential Accounting Documents

Guide to properly organizing the financial documents required in the credit audit process.

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Trusted Partners

Solid collaborations for transparent financial consulting

FinAudit
CreditFlow
DebtWise
BronzeCap
Ramburs
StashPart

Strategic partnerships with experts in financial audit, refinancing, and repayment capacity analysis.

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