Specialized consultancy in commercial debt management and refinancing strategies for small businesses. We assess borrowing costs and audit repayment capacity.
Request a Consultation| Cost Assessment | from 2,500 RON |
| Refinancing Strategies | customized |
| Repayment Audit | free |
Real examples of credit analysis and debt optimization
Reducing costs by 18% for a retail SME through short-term loan restructuring.
Consolidating 5 credit lines into a single fixed-rate loan, annual savings of 12,000 lei.
Identifying liquidity risks and adjusting the payment schedule for a manufacturing company.
Detailed table with interest rates, fees, and repayment terms for each lending option.
Comparison between refinancing solutions and their impact on business cash flow.
Analysis report on commercial debts and recommendations for optimizing monthly payments.
Total transparency in credit and commercial debt analysis
We evaluate each lending structure using validated accounting methods, providing a clear picture of the true borrowing costs.
From refinancing to debt management, we tailor solutions to the specifics of each small business, offering no standard recipes.
Every recommendation is supported by spreadsheets and accounting documents, eliminating uncertainty from financial decisions.
Recommendations from clients and partners in the financial sector
"We reduced lending costs by 18% after the evaluation course. Professionalism and transparency."
Elena Popescu
Chief Accountant, FinConsult SRL"The repayment capacity audit helped us restructure our debts. I recommend it with confidence."
Andrei Ionescu
Manager, MicroCredit IFN"The proposed refinancing strategies were clear and applicable. A valuable resource for business."
Mihai Dobre
CEO, Dobre TradingPartners and Clients